password是密碼

這是很多人都知道的

然而「銀行卡密碼」也是密碼

為啥就不是password？

銀行卡密碼不是password

在國外購物

如果你的卡有密碼

收銀員會說：

Your Pin （number），please！

Pin

Personal Identification Number

個人身份識別數字

Pin指的是

我們平時刷卡消費、取現時

輸入的數字密碼

并且只有數字

不包含字母和特殊字符

什麼是password？

password

由字母和數字組成的密碼

手機銀行、網銀的操作密碼

（還有各種社交網站、視訊網站等等的密碼）

再舉一個例子

手機解鎖時

輸入是pin

應用商店上購買app

輸入的就是password

無論國內國外

錢的事都是大事

和銀行相關的英文用語當然不能少

在銀行時你可能會說

I'd like to open an account in your bank.
我想在你們銀行開戶。

I would like to withdrawal 1000 dollars from my saving account.

我想要從我存款賬戶提1000元。

Is there a transaction fee every time I withdraw ?
每次提領有沒有手續費？

What's your interest rate for your checking accounts?
你們的活期存款利率是多少？

What documents should I bring in ?
我要帶哪些文件呢?

I'd like to apply for a balance statement of my account.
我要申請存款證明

I'd like to apply for a credit card

我想要辦一張信用卡。

I'd like to report the loss of my credit card and cancel it.
我要辦理信用卡掛失并取消那張卡。

I would like to take out a loan.
我想要貸款。

Could you exchange New Taiwan dollars into U.S. dollars?
你能幫我將新台幣換成美金嗎?

What is exchange rate today?
今天的兌換率是多少?

Do you offer an inter-bank transfer service?

你們有跨行轉賬的服務嗎？

在銀行時你可能會聽到

What kind of account would you like to open?
你想開什麼樣的賬戶？

Do you have any ID with you?
我可以看一下你的證件嗎?

I need your seal please
我需要你的印章。

Please fill in this form first.

麻煩先填寫這張表單。

Would you like to have an ATM card and a checkbook?
你要提款卡跟支票簿嗎?

The minimum deposit is $1,000 dollar for saving account
儲蓄賬戶需要最低 1,000 元的存款

I'm sorry,this window's closed.Please go to that window.
不好意思，那個窗口已經關閉了，請到那一個窗口。

What would you like to exchange?
請問你要兌換甚麼貨幣?

There is a service charge of US$20 for wiring the money.

我們酌收美金20元匯款手續費。

You have exceeded your credit limit.
你已經超出你的信用額度了。

銀行相關單詞

Account 賬戶 – Open an account 開賬戶

Savings account 儲蓄賬戶
Balance 余額
Check 支票 – Cash the check 兌現支票

Traveler’s check 旅行支票

Deposit 存錢 – Make a deposit into 把錢存到…
Withdraw 提款
Current deposit /Demand deposit 活存賬戶
Fixed deposit /Time deposit 定存賬戶
Interest rate 利率 – Compound interest rate 復利

ATM 提款機
Passbook 存折
Seal 印章

Wire transfer 轉賬/匯款

Money order 匯票

Money exchange 兌換外幣
Denomination 面額
International fund 海外基金
Loan 貸款

Direct money to someone’s account 匯錢至某人的賬戶
Fill out deposit / withdrawal slip 填寫存款/提款單